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Unit#13

Title Records

TermDefinition
abstract of title The condensed history of a title to a particular parcel of real estate, consisting of a summary of the original grant and all subsequent conveyances and encumbrances affecting the property and a certification by the abstractor that the history is complete
Actual Notice Express information or fact; that which is known; direct knowledge
Attorney's opinion of title An abstract of title that an attorney has examined and has certified to be, in the attorney's opinion, an accurate statement of the facts concerning the property's ownership
certificate of title A statement of opinion on the status of the title to a parcel of real property based on an examination of specified public records.
chain of title The succession of conveyances, from some accepted starting point, whereby the present holder of real property derives title
Constructive Notice Notice given to the world by recorded documents.
marketable title Good or clear title, reasonably free from the risk of litigation over possible defects.
Priority The order of position or time. The priority of liens is generally determined by the chronological order in which the lien documents are recorded; tax liens, however, have priority even over previously recorded liens.
Recording The act of entering or recording documents affecting or conveying interests in real estate in the recorder's office established in each county. Until it is recorded, a deed or mortgage ordinarily is not effective against subsequent purchasers or mortgagee
Suit to Quiet Title A court action intended to establish or settle the title to a particular property, especially when there is a cloud on the title
Title Insurance Policy A policy insuring the owner or mortgagee against loss by reason of defects in the title to a parcel of real estate, other than encumbrances, defects, and matters specifically excluded by the policy.
Title Search The examination of public records relating to real estate to determine the current state of the ownership.
Created by: jozie723
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