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CA property&casualty
Insurance
Question | Answer |
---|---|
DP-1 | A=the dwelling, B=other structure; C=personal property |
Mexican liability endorsement | Excess liability for accidents within 25 miles of the U.S. border (trips of 10 days or less) |
Insurance purchased by employers on their employees Iin case the worker is hurt | workers compensation insurance |
A health conditions or sickness that occurred prior to the issuing of a health policy | preexisting condition |
A disability income policy that will pay benefits whether on the job or off the job | Occupational Disability income contract |
A policy that only pays a claim when the disability occurs off the jab and the job is hazardous | Nonoccupational Disability Income Policy |
A life or health insurance plan that an employer provides for employees does not pay any part of the premium | Noncontributory benefits |
An insurer who is not licensed to do business in a particular state | Non-admitted Insurer |
Allows for small business owners to group together to buy group insurance | multiple Employer trust (MET) |
Protection and Indemnity on ocean marine or yacht | liability |
In health Insurance pays a dollar amount based on the geographical location | Usual, Customary Reasonable |
HO-1 AND H0-8 | fire, Lightning, and internal explosion |