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Legal Liabily
P&C, Alberta Insurance General
| Question | Answer |
|---|---|
| What are the two legal systems of law in Canada | Criminal and Civil Laws |
| Private Law is also known as | Civil Law |
| Deals with wrongs against Society | Criminal Law |
| Statute in the Criminal code? | it defines the rules that enforces the system of punishment |
| Happening of violating society's laws | Prosecute under the Criminal law for punishment that is generally limited to imprisonment, fines, probation, and penalties |
| Laws that are insurable? | Only Civil laws |
| Settling disputes amongst individuals/legal entities | Civil Law |
| Will provide a ruling in accordance of the dispute between parties within accordance with the legal principals | Civil court |
| Party whom seeks financial compensation in a civil action | To the wronged/injured party |
| Interpretative by Common Law/Civil Code and Statutue Law | Civil Law |
| Civil Code | Interpretation of Civil Law only within Quebec that uses a means of codified articles to render a decision |
| .... are not bounded by ..... ....., however their judgements are influenced thus render by them | Judges are not bounded by Case Law |
| The law is not concerned with financial reimbursement | Criminal Law seek this |
| The law is concerned with determining guilt | Criminal Law |
| Lays out guideline for judges to interpret and use in their decisions | The Code |
| Derived from bills in Parliament and the Legislative assembles | Statute Law is written laws passed |
| Branches of civil law | Contract Law and Tort Law |
| The law is not concerned with determining guilt | Civil Law |
| To stand by decisions and not disturb the undisturbed | Stare Decisis |
| Abide by precedence and not disturb settled matters | Legal context of Stare Decisis |
| Rule establish in previous legal case | Precedents or authority |
| Binding on or persuasive when deciding subsequent cases with similar issues or facts | Courts or other tribunals are to adhere to this |
| Third kind of Law | Common law precedent |
| Legally enforceable agreement between two or more parties | Contract Law |
| Private, Civil Wrong or Injury | Definition of tort |
| Courts provides a remedy | or damages from actions |
| Other then a breach of contract is what kind of law | Tort law |
| Person whom commits a wrong against an innocent party | Tortfeasor |
| Peoples responsible | Their own tort |
| Elements of tort | Duty owed; Duty breached; Proximate cost as a result of defends actions |
| Duty owed | The law assume people have a right not to be harmed |
| Duty breached | Evidence of breach of legal duty owed is necessary is every tort action |
| Damages suffered as proximate result | Of defendants actions which will only be successful and the defendant only labile for the cost |
| Unintentional Tort | Classification that is insurable by law |
| Intentional Tort | Classification that is not insurable by law |
| ___ have to be proven for a tort | Negligence |
| All elements of tort | Must be present |
| Negligence | Must be foreseenabe |
| They cause injury or damage by doing something, which a reasonable person would not have done, or fails what a reasonable person would have done | Negligence defined |
| Cannot set traps nor intentionally harm him or her | Duty owed to a thespasser; on premise |
| Make premise safe whatsoever | Duty owed to children; on premise |
| Is not obligated to make premise safe, however obligated to warn of any hazards that has been introduced to the premise | Duty owed to licensee; on premise |
| Must not only protect them from danger, but also against those which with reasonable care he or she would discover | Duty owed by invitee; on premise |
| Children on premise | Under 21 and lacks the mature judgement needed to avoid risk and therefore need to be protected |
| The actual use to which the property is put to use; the maintenance of buildings and occupiers strictly liable for escape of dangerous things | Legal duty owed to persons off premises |