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HR and Finance
CFM Final Exam Review III
| Question | Answer |
|---|---|
| When beginning a job, what document will you need to complete to help your employer determine how much taxes to take out of your paycheck? | W-4 |
| Which employment law makes it illegal to discriminate based upon race, color, religion, gender, or national origin? | Title VII of the Civil Rights Act |
| Which employment law establishes a safe and healthy work environment for employees? | Occupational Safety and Health Act (OSHA) |
| Where does the money come from when you use a debit card to make a purchase? | Your Checking Account |
| What do you call what a bank will charge you if you spend more money than you have in your bank account? | Overdraft Fee |
| What do you call a check that is written with insufficient funds in the bank account to cover the amount? | Bounced Check |
| The form you fill out at the bank when you wish to place money into your account is called a(n) _____________. | Deposit Slip |
| Having your employer place your paycheck directly into your saving or checking account is called __________________. | Direct Deposit |
| The ideas and beliefs that are most important and meaningful to you are called your _______. | Values |
| The money you make is called your ____________. | Income |
| The plan you create that shows your income and expenses and how you will allocate your money is called a(n) _____________. | Budget |
| A table of information that summarizes the costs associated with a credit card. | Schumer Box |
| What is the highest/best credit score you can achieve? | 850 |
| A habit includes a cue, a _________, and a reward. | Routine |
| The voice inside your head that tells you everything and everyone else is the problem is called the: | Inner Defender |
| The expenses you pay every month for the same amount each month are _________ expenses. | Fixed |
| A person who uses their presence online to attract followers and encourage them to buy products or services is called a(n) _______. | Influencer |
| A successful reconciliation of your checking account means your adjusted balance matches the end balance of your ________. | Check Register |
| The three most popular ways to pay for a product or service is by cash, credit/debit card, or _________. | Check |