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Risk/Insurance Unit6

Arkansas Unit 6: Rights and Responsibilitiesof Insurance

Better Business Bureau(BBB) an alliance of U.S. and Canadian businesses that promotes consumer education and ethical business practices
Captive agent an agent who sells the products of only one insurance company
Churning the unethical business practice of persuading customers to buy unnecessary new policies for the sake of increased commission; also called twisting
Credit score a rating that summarizes an individual's credit history and likelihood of paying back loans
Independent agent an insurance agent who sells the products of different companies
Insurance score a rating that predicts the likelihood of an individual to file an insurance claim
Misrepresentation the unethical practice of making false claims about an insurance policy, or a competitor's policy, to make a sale
Preapproval the requirement that health care providers receive permission from the insurer before performing non-emergency surgery or unusual treatments
Predatory pricing the practice of undercutting competitors' prices to drive them out of business and take over their share of the market
Small claim court a special court designed to quickly resolve disputes over small amounts of money
Created by: tholt
Popular Insurance sets




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