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Risk/Insurance Unit5

Arkansas Unit 5: Automobile Insurance

TermDefinition
Bodily injury liability in auto insurance, liability coverage that pays for physical injury to people in other vehicles
Collision coverage in auto insurance, coverage for damage to a car from a collision, no matter which driver is liable
Comprehensive coverage in auto insurance, coverage for physical damage to a car caused by something other than a collision
Declarations the page of an insurance policy that summarizes the terms of that particular policy
Depreciation the reduction in the values of property as it gets older
Endorsement an amendment to an individual policy that reflects any changes to the standard policy
Exclusions the section of an insurance policy specifying the losses that are not covered
Medical expenses coverage in auto insurance, coverage that pays for physical injuries sustained by the insured and the insured's passengers
Personal auto policy an auto insurance policy designed for personal use of a private passenger vehicle
Personal injury protection in auto insurance, a product option that adds medical coverage
Property damage liability in auto insurance, coverage for damage to other vehicles in an accident for which the insured is liable
Rider an amendment or addition to a policy, similar to an endorsement
Uninsured motorist auto insurance coverage that compensates insured for losses caused by a driver who is not insured
Underinsured motorist auto insurance coverage that compensates the insured for losses greater than those covered by the liable driver
GAP Insurance pays the difference between the amount your insurer pays for a totalal car and the amount owned on the lease or loan
Created by: tholt
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