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Risk/Insurance Unit3

Arkansas Unit 3: Personal Property and Liability Risk

Actual cash value coverage that compensates loss at current cash value considering depreciation
Depreciation the reduction in the value of property as it gets older
Endorsement an amendment to an individual policy that reflects any changes to the standard policy
Exclusion the section of an insurance policy specifying the losses that are not covered
Flood insurance insurance that covers damage caused by a flood
Homeowner's Inflation Guard Clause a clause which increases the policy coverage each year based on the changes in building costs in your area
Loss of use coverage that pays for living expenses while repairs are made to a home or rental property that is uninhabitable because of loss
Perils in homeowner's insurance, a cause of a loss
Personal libility coverage that protects policyholders from claims or judgments made against them
Renter's insurance insurance that protects tenants of a property owned by someone else against theft, property damage, loss of personal property, and loss of use
Replacement cost the cost to replace a piece of property or rebuild a structure
Umbrella policy liability insurance that can be added when a client's homeowner's or renter's and auto insurance are handled by the same insurer
Created by: tholt
Popular Insurance sets




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