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Risk/Insurance Unit2

Arkansas Unit 2: Business Insurance

TermDefinition
Base period a period of time used to determine eligibility for unemployment insurance benefits
Death benefit the payment made to beneficiaries and/or survivors upon the death of the insured
Fidelity bond protection for the employer against loss caused by the dishonest or fraudulent acts of employees
Fraud deception for the purpose of unlawful gain
No-fault insurance insurance that provides compensation no matter which party is liable
Occupational Health and Safety Administration (OSHA) a federal agency that sets health and safety standards for the workplace
Product liability legal responsibility of a business to the buyers or users of the damages or injuries caused by the use of defective products
Punitive damages awarded in a lawsuit as a punishment and example to others for malicious, evil or particularly fraudulent acts
Repetitive stress injury a possible workplace injury resulting from performing the same activity repeatedly over a period of time
Surety Bond monetary compensation in case of failure by bonded persons to perform certain acts
Unemployment Insurance temporary payments to eligible workers who lose their jobs
Workers' Compensation insurance that pays benefits to workers who suffer work-related injury or illness
Created by: tholt
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