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All about Financing including: mortgages, deeds of trust, loans, & other $ terms

Financial Description of TermFinancial Term/Definition
To pledge property as security for a loan without giving up possession is to... Hypothecate (Under financing)
Property that is pledged as security for a debt is called... Collateral
Value over and above whatever is not debt is called... Equity
Unconditional promise made in writing to repay debt is called a... Promissory Note
A written instrument to secure repayment of a debt for real property is a... Mortgage
In a mortgage the buyer or borrower is called the... Mortgagor
In a mortgage the lender is called the... Mortgagee
When a morgage is sold or assigned to another lender is... Assignment
A legal document in which the title to the property is transferred by a borrower to a third party as security for the beneficiary or lender is... Trust Deed
In a deed of trust the borrower is called the... Trustor
In a deed of trust the impartial third party is called the... Trustee
In a deed of trust the lender is called the... Beneficiary
Permits the trustee to sell the property if the borrower defaults, without a court of law is called... Power of Sale
Created by: Rapunzel86
Popular Real Estate sets




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