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Amy Bill-cp 11, 14
billing for chapter 11 and 14
| Question | Answer |
|---|---|
| basis for federal government Medicaid allocations to states | FMAP-federal medicaid assistance percentage |
| people who receive assistance from government | categorically needy |
| program that provides cash assistance for low-income families | TANF-temporary assistance for needy families |
| Medicaid eligibility 1 of 2: | people recieving TANF, people eligible for TANF but receiving assistance, foster care/adoption assistance under Social Security Act,Children under 6 from low income families, people who lose cash assistance when income or SS exceed allowable limits |
| Medicaid eligibility 2 of 2 | infants born to MD eligible preg. women, 65+ or legally blind or disabled people who get SSI, certain low income MR recipients (medi/medi) |
| payor of last resort | Medicaid |
| who runs the medicaid programs? | the state |
| offers health insurance coverage for uninsured children | SCHIP-state children's health insurance program |
| Medicaid's prevention, early detection, and treatment program for eligible children under 21 | EPSDT-early and periodic screening, diagnosis, and treatment |
| law that established TANF and tightened MD eligibility requirements | welfare reform act |
| state guidelines for eligibility for MD | income, current assets, assets recently transferred into another persons name |
| classification for people with high medical expenses and low financial resources | medically needy |
| state based MD program requiring beneficiaries to pay part of their MONTHLY medical expenses | spend down |
| T/F-eligibiity should be checked each time pt makes appointment and before they see physician | true |
| how many pieces of ID should a pt present? | 2 |
| category of MD beneficiary that rules them out of benefits for a period of a time | restricted status-can be monthly |
| MD covered services | inpatient/outpt hospital svs, physican svc, ER svc, lab/xrays, prenatal care, EPSDT under 21 (physical, immunizations and child vaccs, age related counseling), HHC, family planning, nurse/midwfe, pediatric, rural health clinics, fed qualified health cntr. |
| miscellaneous svcs that MD can choose to cover per state | chiropractic, clinic svc, vison, prescription, prosthetic, transportation, rehab/physical therapy, home/community based care (chronic imparment care) |
| fee for service MD plans | straight MD |
| MD Plans which include a network, PCP, referrals and have no copay | managed care MD plans |
| T/F-providers who take MD patients must sing a contract with the dept of health and human services (HHS) | True |
| T/F-it is important to determine whether the pt has other insurance coverage | true-and bill MD last! |
| person eligible for both MR and MD | Medi-Medi beneficiary, medicare sends bill to MD right after adjudication for payment instead of the office having to submit to MD themselves (cross over claim) |
| claim for a MR or MD beneficiary | cross over claim |
| follow the general instruction for correct claims, enter particular MD data elements | Medical insurance specialists |
| things insurance specialist need to know when filing claims | where to file claims,proper MD coding methods, unacceptable billing practices, actions to take after filing claim. |
| unnacceptable billing practices (MD) | billing for scs: not medically necessary, not provided, or billing twice, submitting individual procedures that are part of global procedure (unbundling),billing for indiv provider who is part of a group. |
| some groups covered by state and NOT federal guidelines; | ages, blind or disabled with incomes below ded pov level, people institutionalized yet receiving care at home/comuity care, children under 21 and meet TANF, recipients of state supplemt. income |
| payors 5 steps to adjudicate claims | initial processing, automated review, manual review, determination, payment |
| payers first perform initial processing checks on claims, rejecting those with missing or clearly incorrect info | initial processing |
| claims processed through the payer's automated medical edits | automated review |
| manual review is done if required | manual review |
| payer makes determination of whether to pay, deny, or reduce the claim | determination |
| payment is sent with remittance advice/explanation of benefits (RA/EOB) | payment |
| situation in which a pt receieves independent care from 2 or more physicians on the same date | concurrent care |
| claim status when the payer is developing the claim | suspended |
| process of gathering information to adjudicate a claim | development |
| payer's decision about the benefits due for a claim | determination |
| refusal by a plan to pay for a procedure that doesnt meet itsmedical necessity criteria | medical necessity denial |
| document describing a payment resulting from a claim adjudication | remittance advice-RA |
| document showing how te amount of a benefit was determined | EOB-explanation of benefits |
| report grouping unpaid claims transmitted to payers by the length of time they remain due | insurance aging report |
| states' law obligating carriers to pay clean claims within a certain time period | propt-pay laws |
| classification of accounts revievable by length of time | aging |
| time period in which a health plan must process a claim | claim turnaround time |
| claim status wen the payer is waitingfor information | pending |
| electronic and paper RA/EOBs contain (data they contain) | heading with payer/provider info, pymt info on each claim with adjustment codes, ttal amt pd for all claims, glossary defining adjustment codes that appear on document. |
| explain payer's payment decision | RARC-remittance advice remark codes |
| unique claim control number reported on the RA/EOB is first used to match up claims sent/pymt receieved, and then....(know all 5) | basic data ckd against claim, billed procedures verified, pymt for each CPT ckd against expected amt, ajudstment codes reviewed, items identified for follow up. |
| process for posting payments/managing denials (know all 4) | pymt deposited into practices bank and posted in practice mgmt program and applied to pt acct, rejected claims corrected and resent, missed procedures billed again, partial pay/denied/downcoded claims analyzed then appealed/billed to pt or written off. |
| electronic routing of funs between banks | EFT-electronic funds transfer |
| software feature enabling automatic entry of payments on a remittance advice | autposting |
| process of verifying tha tthe totals on the RA/EOB check out mathematically | reconcilliation |
| request for reconsideration of a claim adjudication | appeal |
| person/entity exercising the right to receive benefitys (pts and providers) | claimant |
| one who appels a claim decision (pts and providers)-each payers has a graduated level of appeals, deadlines, and med review programs to help them | appellant-also called arbitration |
| MR par providers 5 stepts in appeal rights | redetermination (first level of MR appeal process), MRN-medicare redetermination notice for resoli f1st apal or FFS claims, reconsideration, administrative law judge, MR appeals court, Federal court (juditial review) |
| T/F-filing an appeal may result in payment of a denid/reduced claim | true |
| improper or excessive payments resulting from billing errors | overpayments (yes you have to give the money back!) |
| formal complaint against a payer filed with state insurance commission by a practice (must be factual) | grievance |
| when an insurance company automatically sends necessary data to secondary payer | COB-coordination of benefits (kind of like cross overs) |
| federal law requiring private ayers to be the primary payers for MR beneficiaries claims | MSP-medicare secondary payer |
| identifies situations in which MR is the secondary payer-exp bcbs billd before MR | medical insurance specialist |
| when MR is the secondary payer | pt covered by employer GHP/spouses plan, pt is disabled/under 65 and covered by employee GHP, svcs covered by WC, svcs are for auto accident injuries, pt is vet who chooses to receieve svcs through dept of veteran affairs |