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# BAS 07 SDI Review
| Question | Answer |
|---|---|
| Benefits for medical expenses are provided through disability income insurance | False |
| DI has benefits for work-related injury. | False |
| The definition of total disability has no standard and varies from policy to policy | True |
| Employer paid disability terminates when leaves the company. | It depends. Not if the employee is disabled. |
| Medical requirements are the same for SSDI and SDI. | True |
| SSDI does not require previous employment. | False |
| Disabled workers under 65 years are eligible for SSDI | True |
| Qualification for SSDI or SSI is determined by the doctor | False |
| CSRS is a program that combines federal disability and social security disability | True |
| All workers are covered by SDI | False |
| SDI covers disabiltiy for nonindustrial injuries | True |
| Insufficient medical information will cause denial of a DI claim | True |
| California SDI has benefits in a normal routine pregnancy. | True |
| California SDI has benefits for family leave. | True |
| DI is available from: | Government Funded Employer-Sponsored Private Insurance Companies |
| The maximum time allowed for payments in DI is called the: | Benefit Period |
| If an injury prevents someone from part or all of their regular job, the disability is called: | Partial or Residual |
| "Guaranteed renewable" is a clause that means: | Person get a specific amount and can renew the contract. |
| Exceptions in an Insurance policy are: | Reasons for limiting or denying benefits |
| SSDI and SSI provide for benefits to people under 65yrs and cannot work for a year. | True |
| SSI can provide for | Payments to those that are needy and have little resources. |
| Armed Services Disability benefits are available to anyone who: | Members of the armed services on active duty. |
| State disability insurance benefits begin after: | The 7th consecutive day of disability. |
| The time period from the beginning of the disability until the first benefit payment is called: | Elimination period or Waiting period |
| A "waiver of premium" clause means: | The disabled does not pay premiums. The policy pays the premium. |
| To qualify for blindness benefits under SSDI a worker must: | Have a visual acuity of 20/200 or A visual field of less than 20 degrees. |
| SSDI stands for: | Social Security Disability Income |
| DI benefits only apply to physical and not psychological injuries | False |
Created by:
rjmtoss
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