Session 6 Test
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| A. A law that prohibits discrimination in all facets of the home buying process on the basis of race, color, national origin, religion, sex, familial status, or disability B. A federal law that establishes a code of fair information practices that governs the collection, maintenance, use, and dissemination of information about individuals. C. Federal Law requiring disclosure of the terms of the credit by a creditor to a prospective borrower. D. Federal law dealing with real estate closings that provides specific procedures and guidelines for the disclosure of settlement costs.E. An agency funded by the Federal Reserve with rule making and enforcement authority over many consumer financial laws, including the truth in lending act and the real estate settlement procedures act. F. A Federal Law that protects consumers from fraud and abuse in the sale or lease of land.G. The relationship between the cost of borrowing and the total amount finances, represented as a percentage. H. I. Federal Law that prohibits discrimination in granting credit to people based on sex, age, marital status, race, color, religion, national origin, or receipt of public assistance. J. A Federal Law that regulates the collection of consumers credit information and access to their credit reportsK. A federal Law that prohibits discrimination based on race, color, or ancestry without exception. |
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