Federal Lending and Consumer Protection Laws
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| Annual Percentage Rate (APR) | show 🗑
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| Closing Disclosure | show 🗑
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| Consumer Financial Protection Bureau (CFPB) | show 🗑
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| Consumer Privacy Act of 1974 | show 🗑
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| show | Federal Law that prohibits discrimination in granting credit to people based on sex, age, marital status, race, color, religion, national origin, or receipt of public assistance.
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| Fair Credit Reporting Act (FCRA) | show 🗑
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| Interstate Land Sales Full Disclosure Act | show 🗑
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| show | A lender disclosure containing a "good faith estimate" of closing costs, loan terms, and the cost that the borrower must pay for a real estate loan, including the APR.
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| Real Estate Settlement and Procedures Act (RESPA) | show 🗑
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| Trigger Terms | show 🗑
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| Truth in the Lending Act (Regulation Z) | show 🗑
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| Blockbusting | show 🗑
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| Civil Rights Act of 1866 | show 🗑
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| Fair Housing Amendments Act of 1988 | show 🗑
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| Familial Status | show 🗑
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| Federal Fair Housing Act of 1968 | show 🗑
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| show | A residential property where a small number of unrelated people in need of care, support, or supervision can live together
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| Handicap/Disability | show 🗑
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| show | The illegal process of a lender denying loans in certain areas of a community because of race, color, creed, etc
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| show | Channeling prospective buyers or tenants to particular neighborhoods based on race, religion, nation origin, ancestry, or other legally protected class.
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