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| What is the main difference between the various dwelling policies (DP)? | show 🗑
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| show | Being added as endorsement known as personal livability supplement for additional premium charge
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| show | War, nuclear hazard, and flood
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| show | A structure rented out as a private garage
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| DP policies do not cover breakage if glass after ___ days of vacancy | show 🗑
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| DP policies do not cover breakage of plumbing unless - what? | show 🗑
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| show | No
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| What is also known as the inflation guard? | show 🗑
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| show | By Endorsement
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| How can a LOSS by rain or dust be covered? | show 🗑
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| What is the pro-rata liability clause? | show 🗑
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| What is a named or specified peril policy? | show 🗑
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| What does Form DP-1 state about additional living expenses? | show 🗑
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| What is added to the Standard Fire Policy to create DP-1? | show 🗑
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| What is DP-2 Broad Form? | show 🗑
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| show | 80%
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| show | Coverage limits
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| DP-3 policy will provide same coverage as DP-2 if: | show 🗑
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| show | DP 2 and DP 3
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| show | Dwelling Property Broad Form policy and the ‘02 means when the ISO policy form that was introduced in 2002
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| show | Insurance Service Office
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| show | Actual Cash Value
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| DP-1 is also known as what? | show 🗑
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| DP-1 Basic Form covers what 3 names perils? | show 🗑
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| show | Windstorm/hail, explosion, smoke, aircraft/vehicles, riot/civil commotion, volcanic eruption. It is covered by EXTENDED COVERAGE ENDORSEMENT by paying an additional premium
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| show | All the same as DP-1 Option ONE of WCSHAVER but now INCLUDES vandalism and malicious mischief. It is covered by EXTENDED COVERAGE ENDORSEMENT by paying additional premium.
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| show | Windstorm. Civil Commotion.Smoke. Hail. Aircraft/vehicles. Volcano. Explosion. Riot.
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| show | Replacement cost basis and insured needs to have coverage of 80% of replacement cost.
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| Broad Form is also known as? | show 🗑
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| Broad Form (DP-2) covers what named perils? | show 🗑
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| Broad Form had additional coverage of what three areas: | show 🗑
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| Under Broad Form (Additional Coverage) lawns, trees, shrubs, and plants are covered by how much $ amount and what percentage amount for the dwelling? | show 🗑
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| True or False? Under Broad Form (Additional Coverage), glass breakage will be covered only if is is part of the building. | show 🗑
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| Under Broad Form (Additional Coverage) - Collapse (abroad and Special) will exclude what? | show 🗑
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| show | Bursting of heating systems. Burglary damage. Breaking of water heaters. Ice, snow, or sleet weight. Collapse of building or part of a building. Electrical damage (artificially generated).
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| For Broad Form - covered Perils, what does GOLF from BB BICE GOLF mean? | show 🗑
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| show | DP 2 and DP 3 pays replacement cost as long as the house is insured at least 80% of its value in the date of loss
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| On DP 3 the coverage provided for personal property is | show 🗑
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| show | Rented to a neighbor for use as a private garage
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| show | 30
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| How much time would a dwelling policy pay loss of use to civil authority? | show 🗑
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| Within how many years of a loss may an insured bring a lawsuit against an insurer according to the dwelling policy? | show 🗑
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| show | Coverage D
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| show | If the insured is owner occupant of the dwelling
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| show | Coverage C - personal property coverage for the contents of an insured dwelling
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| The removal coverage that is included in DP1 policy will cover property temporarily removed from the premises to protect it from damage for how long? | show 🗑
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| All of the following are exclusions that apply in all 3 types of dwelling policies except, A - water damage B - earth movement C - fire or lightening D - government action | show 🗑
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| Under dwelling policy form, what is the maximum time limit during which multiple volcanic activities would be considered part of one occurrence? | show 🗑
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| If an insured is moving to a new location, his personal property coverage will be applied on pro rata at both locations for | show 🗑
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