Quiz 1
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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| To be considered an insurance contract, a policy must be? |
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| A partial owner of a building cannot receive full value for the building in the event of a loss because of? |
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| When the insured transfers his/her rights to collect for damages to the insurer, it is known as? | Subrogation
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| Which of the following best describes a franchise deductible? |
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| Hurricane insurance in coastal areas in Florida is written subject to which of the following deductibles? |
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| The clause that prohibits the insured from dumping damaged property on the insurance company and demanding to be paid in full is? | The abandonment clause
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| When two or more policies apply to the same loss, the one that pays first is called? |
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| Insurance may apply separately to each insured, as if the other insureds did not exist. This is known as the doctrine of? | Severability
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| If an insurance policy is unclear or ambiguous, in whose favor does the policy respond? |
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| Which loss settlement provides new for old? |
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| The claims adjuster's role in the insurance industry includes all of the following EXCEPT? | The principle of proximate cause
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| Comparative negligence: |
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| ACV is defined as? | Replacement cost minus depreciation
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| The concept that one should not profit from the payment provided by an insurance policy is known as? | Indemnity
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Created by:
skylinemassage