TN Accident & Health (11 Optional Provisions)
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| 11 Optional Provisions | show 🗑
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| show | 1.)If the insured "CHANGES" to a MORE HAZARDOUS OCCUPATION, the insurer's risk increases. The provision allows the insurer to reduce benefits. 2.)If the insured "CHANGES" to a LESS HAZARDOUS OCC, the provision requires the insurer to reduce the premium.
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| Misstatement Of Age Provision | show 🗑
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| Insurance In "THIS" Insurer Provision | show 🗑
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| show | Coverage for the SAME RISK and expenses with "ANOTHER" insurer and has NOT notified this insurer of other coverage.
(Allow an insurer to prorate the amount of benefit it will pay for an expense-covered loss if another insurer is covering the same event.
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| show | Coverage with "MULTIPLE" insurers of which the primary insurer had prior knowledge.
(The insurer must return premiums that are more than the amount associated with its proportion of prorated benefits.)
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| Relation Of Earnings To Insurance Provision | show 🗑
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| Unpaid Premium Provision | show 🗑
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| Cancellation Provision | show 🗑
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| Conformity With State Statutes Provision | show 🗑
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| show | Allows the insurer to deny liability when the insured's claim arises from the insured's participation in an ILLEGAL ACTIVITY.
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| show | Excludes insurer liability if a covered loss results from intoxication or the illegal use of NARCOTIC DRUGS.
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