theroymod 110 wk4
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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| Disability income policies do not provide medical expense benefits | True
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| Benefits for medical expenses are provided through disability income insurance | False
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| Disability income insurance provides benefits for work related disability | False
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| The definition of a total disability varies from policy to policy because there is no standard definition | True
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| Temporary disability exists when an illness or injury prevents a person from performing one or more of the functions of his regular job | True
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| When an employer provides disability income insurance and the employee leaves the company the insurance terminates unless the employee is disabled | True
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| Medical requirements are the same for both SSDI and SSI programs | False
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| Disabled worker's younger than 65 years of age are eligble for SSDI | True
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| No prior employment is necessary for SSDI eligibilty | True
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| For people trying to qualify for SSDI or SSI determination is made by the physician | False
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| The civil service retirement system (CSRS) is a program that combines federal disability and social security disability | True
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| For patients receiving VA medical care, travel expenses to and from the facility are a benefit | False
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| If a state has state disability insurance all types of workers are covered | False
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| Nonindustrial disability insurance programs exist in only five states and Puerto Rico | True
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| After a state disability claim is approved basic benefits become payable with the eighth day of disability or the third day of hospital confinement whichever comes first | True
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| A reason for denial of disability income benefits is insufficient medical information | True
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| California allows for state disability benfits in a normal routine pregancy | False
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| One of the most important items on a state disability claim form is the claimant's social security number | False
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| disability income insurance is available from | Private insurance companies
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| Coverage that provides a specific monthly or weekly income when a person is unable to work because of an illness or injury is known as | Supplemental insurance
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| The maximum amount of time for which benefits will be paid to the injured or ill person for a disability is called the | Benefit period
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| Residual benfits pay a | Partial benefit when the insured is not totally disabled
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