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theroymod 110 wk4

Question	Answer
Disability income policies do not provide medical expense benefits	True
Benefits for medical expenses are provided through disability income insurance	False
Disability income insurance provides benefits for work related disability	False
The definition of a total disability varies from policy to policy because there is no standard definition	True
Temporary disability exists when an illness or injury prevents a person from performing one or more of the functions of his regular job	True
When an employer provides disability income insurance and the employee leaves the company the insurance terminates unless the employee is disabled	True
Medical requirements are the same for both SSDI and SSI programs	False
Disabled worker's younger than 65 years of age are eligble for SSDI	True
No prior employment is necessary for SSDI eligibilty	True
For people trying to qualify for SSDI or SSI determination is made by the physician	False
The civil service retirement system (CSRS) is a program that combines federal disability and social security disability	True
For patients receiving VA medical care, travel expenses to and from the facility are a benefit	False
If a state has state disability insurance all types of workers are covered	False
Nonindustrial disability insurance programs exist in only five states and Puerto Rico	True
After a state disability claim is approved basic benefits become payable with the eighth day of disability or the third day of hospital confinement whichever comes first	True
A reason for denial of disability income benefits is insufficient medical information	True
California allows for state disability benfits in a normal routine pregancy	False
One of the most important items on a state disability claim form is the claimant's social security number	False
disability income insurance is available from	Private insurance companies
Coverage that provides a specific monthly or weekly income when a person is unable to work because of an illness or injury is known as	Supplemental insurance
The maximum amount of time for which benefits will be paid to the injured or ill person for a disability is called the	Benefit period
Residual benfits pay a	Partial benefit when the insured is not totally disabled

Created by: moviegrl

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