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Cons. Business R+K
Terms about insurance
Question | Answer |
---|---|
Insurance that pays for nonsurgical care given in the doctor's office, the patient's home, or a hospital. | Regular Medical Insurance |
Insurance that combines hospital, surgical, regular, and major medical insurance into one policy. | Comprehensive Medical Policy |
Insurance that helps pay for normal dental care and covers dental injuries resulting from accidents. | Dental Insurance |
Insurance that provides benefits to cover part or all of the surgeon's fee for an operation. | Surgical Insurance |
A group of physicians, a clinic, or a hospital that contracts to provide medical services to employees. | Preferred Provider Organization (PPO) |
Insurance that covers eye examinations, prescription lenses, frames, and contact lenses. | Vision Care Insurance |
Organizations that provide complete health care to their members for a fixed monthly payment. | Health Maintenance Organization (HMO) |
Policy holder will be expected to pay a certain percentage above the deductible amount. | Coinsurance Clause |
Insurance that pays most or all of the charges for room, food, and other hospital expenses. | Hospital Insurance |
Medical expense assistance administered by state governments to financially needy families. | Medicaid |
Health insurance provided by the federal government for people age 65 and older and some disabled people. | Medicare |
A combination of hospital, surgical, and regular medical insurance. | Basic Health Coverage |
Insurance that provides protection against the high costs of serious illnesses or injuries. | Major Medical Insurance |
Insurance that protects a worker against the loss of income because of a long illness or accident. | Disability Income Insurance |
Insurance that provides medical and survivor benefits to people injured, disabled, or killed on the job. | Workers' Compensation |