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Ch 11 Study Packet
Health Care Reform, IPA-PPO-POS, 3 Managed Care Organizations, & Definitions
Question | Answer |
---|---|
Capitation | Payment in which physicians & hospitals are paid a fixed fee over a period of time |
Carve Outs | Medical services that are not in the managed care contract and may be contracted separately |
Network Facilities | Managed care plans that require laboratory and radiology tests performed at plan specific facilities |
Utilization Review | Reviewing and establishing necessity of medical care resources |
About an IPA Plan | It is the most rigid. You can only stay within the network. And it is a fix-fee for service |
About a PPO Plan | You can choose to stay in and out of the network. If you stay in the network, it is cheaper. |
About a POS Plan | This is a combo of the IPA and the PPO Plan. It has a larger network and it offers the flexibility, but more discounted services |
Forces & Trends towards Health Care Reform in the US. (part 1) | 1Not every one has Ins. because cant afford it or dont see the value. 2Expensive for businesses-premiums are too high. Thats where it goes back to the individual paying for it. 3Different plans to Different treatment like medication/technology. |
Forces & Trends towards Health Care Reform in the US. (part 2) | 4Medical Malpractice-Defensive Medical. 5Fraud and Insufficiency |
Managed Care Organization' structure or administration that are designed to contain costs while delivering health care services to subscribers. How do these issues affect the medical office? | 1Preauthorization (1for coverage 2If it is medically necessary for physician Ins) 2Facility Patient go to (the Network and what the options are) 3Scheduling Issues (record/info. system, financial system) |