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Personal Finance CH
Basic Personal Finance Terms in Chinese
| Term | Definition |
|---|---|
| The amount of money you earn. This can come from a job or investments. It is limited. 您赚到的钱数。这可以来自工作或投资。这是有限的 | Income 收入 |
| Money earned per hour in exchange for your physical or mental labor 每小时赚取的金钱以换取您的体力或脑力劳动 | Wage 工资 |
| Fixed amount of money earned per day, month, or year in exchange for your physical or mental labor 每天、每月或每年赚取的固定金额的金钱，以换取您的体力或脑力劳动 | Salary 薪水 |
| Giving money in order to receive a good or a service 为了获得商品或服务而给予金钱 | Spending 开支 |
| Things you must have to survive 你必须生存的东西 | Needs 需求 |
| Things you would like to have to raise your standard of living 您想要提高生活水平的东西 | Wants 想要 |
| A spending plan 支出计划 | Budget 预算 |
| Long term plan on how you are going to use your money (kind of like a long term budget) 关于如何使用资金的长期计划（有点像长期预算） | Personal Money Management Plan 个人理财计划 |
| Fancy word for putting money somewhere in your budget 花哨的词来形容把钱放在预算中的某个地方 | Allocation 分配 |
| Money put away to be used later 钱存起来以后用 | Savings 储蓄 |
| Borrowing money and promising to pay it back later with interest added. Can be a loan or credit cards 借钱并承诺稍后偿还并加息。可以是贷款或信用卡 | Credit 信用 |
| Fee paid for the use of borrowed money 为使用借入资金而支付的费用 | Interest 兴趣 |
| A yearly rate that determines how much interest you will pay for loans 年利率决定您将为贷款支付多少利息 | Interest Rate 利率 |
| Allowing others to use your money in return for giving you interest 允许其他人使用您的钱以换取您的利息 | Investing 投资 |
| Someone who takes on personal risk to start a business 承担个人风险创业的人 | Entrepreneur 企业家 |
| The least amount that you are required to pay on a debt 您需要偿还债务的最低金额 | Minimum Payment 最低付费 |
| A fee paid when you pay a bill after the due date 到期日之后支付账单时支付的费用 | Late Fee 滞纳金 |
Created by:
Shaver
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