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Chapter 4

Disclosure Obligations

QuestionAnswer
Any residential dwelling in which the living area is not separated from the sleeping area. 0-bedroom dwelling
Something that significantly and adversely affects the value of the property; significantly reduces the structural integrity of improvements to real estate; presents a health risk to occupants of the property; or information that indicates that a party to a transaction is not able to or does not intend to meet the obligations under a contract made concerning a transaction. adverse fact
A mineral fiber which has been used in a variety of ways within the home, but generally as an insulator around plumbing. Asbestos can be friable or non-friable, and may be hazardous to health. asbestos
A property defect which is known by the seller and is not discoverable by an ordinary inspection of the property by an agent or the buyer. latent defect
An illness caused by a toxic mineral which may be found in the home in paint or water pipes. lead poisoning
Any condition that causes exposure from lead-contaminated dust, soil or paint that is deteriorated or present on accessible, friction, or impact surfaces that would result in adverse human health effects. lead-based paint hazard
Any statement of fact by one person to another, either by words or actions, which is not in accordance with the actual facts. misrepresentation
Any various fungous growths often causing disintegration of organic matter. mold
The common practice of exaggerating a property's benefits in advertising. puffing
An odorless radioactive gas which may enter a home through cracks in the foundation or drains in the floor. radon gas
A report used by the seller to disclose to the buyer any known defects or conditions affecting the property. real estate condition report
A property defect which is more psychological than material. stigmatized property
Tanks used in the storage of fuel or heating oil for noncommercial purposes or consumptive use. underground storage tank
Created by: lisahale782006
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