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Kinn's Chapter 23

disclaimer A denial of responsibility; a denial of a legal claim.
drawee A bank or facility on which a check is drawn or written.
drawer The person who writes a check.
e-banking Electronic banking via computer modem or over the Internet.
endorser The person who signs his name on the back of a check for the purpose of transfering title to another person.
holder The person who presents a check for payment.
maker Any individual, corporation, or legal party who signs a check or any type of negotiable instrument.
m-banking Banking through the use of mobile devices, such as cell phones and wirelles Internet services.
negotiable Legaly transferable to another party..
payee The person named on a draft or check as the recipient of the amount shown.
payer The person who write a check in favor of the payee.
power of attorney A legal statement in which a person authorizes another person to act as his attorney or agent.
principal A capital sum of money due as a debt or used as a fund for which interest is either charged or paid.
reconciliation The process of proving that a bank statement and checkbook balance are in agreement.
Uniform Commercial Code (UCC) A unified set of rules covering many business transactions. It regulates the fields of sales and goods;commercial paper,such as checks;secured transactions in personal property;and particular aspects of banking.
Created by: mrsdancona