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Commercial Banks

A business that provides financial services to personal and business customers

TermDefinition
Commercial Bank A business that provides financial services to personal and business customers.
Savings Account This account is for customers who want to save money.Interest is paid each year on the amount saved and can be withdrawn or added at any time.
Current Account This account is useful for customers who want to pay bills and other expenses on a regular basis.It is an account where we can put money that will be transferred regularly to other people.
ATM card This card is given to each account holder so that they've 24 hours a day at any branch of any of the main banks.Example is Banklink (AIB).
24 hour banking This refers to telephone and internet banking and means that bank customers can carry out a range of banking services at any hour and day.
Night Safe A metal drawer located in the wall of most bank branches.
Bank Overdraft Permission from your bank to spend more money than you have.
Interest As a reward for saving your money in the bank, the bank will add a small amount of money to your account each year. It is always a percentage of what you have saved.
Proof of Identity This would include a licence, passport, student card, national age card.
Proof of Address This includes a household bill, tax form, insurance policy.
Lodgement Form Used to lodge money into an account.
Withdrawal Form Used to withdraw money from an account.
Cashier A bank employee who will stamp the form with a date,count the money and put their initials on it.
Created by: roisincostelloe
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