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Budget & Finance

Banking and Money Management

TermDefinition
Commercial Bank provide services such as checking and savings accounts, credit cards, and loans.
Central Bank government banks that manage and regulate the money supply and other banks.
Depositors individuals and businesses who place funds in a bank.
FDIC Federal Deposit Insurance Corporation - A government corporation that insures the deposits of all national and state banks that are members of the Federal Reserve System.
Intermediaries go between - middle man
Depository Institution Institution that obtain funds from the public and use them to finance the loans and investments that provide the majority of their income.
Non-Depository Institution Institutions that do not receive deposits but provide other financial services for a fee.
Credit Union a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
Investment Bank a bank the purchases large holdings of newly issued shares and resells them to investors.
Commercial Bank a bank that offers services to the general public and to companies.
Investment the action or process of investing money for profit or material result.
Loan a sum of money that is expected to be paid back with interest.
Federal Reserve the "Central Bank" of the United States provides the nation with a safe, flexible, and stable monetary and financial system.
Created by: jtennantgoc on 2014-02-04



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