Save
Busy. Please wait.
Log in with Clever
or
show password
Forgot Password?
Don't have an account?  Sign up 
Sign up using Clever
or
Username is available taken
show password


Make sure to remember your password. If you forget it there is no way for StudyStack to send you a reset link. You would need to create a new account. Your email address is only used to allow you to reset your password. See our Privacy Policy and Terms of Service.

Already a StudyStack user? Log In

Reset Password
Enter the associated with your account, and we'll email you a link to reset your password.
focusNode
Didn't know it?
click below
 
Knew it?
click below
Don't Know
Remaining cards (0)
Know
0:00
edit
Embed Code - If you would like this activity on your web page, copy the script below and paste it into your web page.

  Normal Size     Small Size show me how

debt restructuring

defininitions of terms associated with debt restructuring

TermDefinition
loan portfolio Total of all loans held by a bank or finance company on any given day.
non-accruing loan a loan that is more than 60 days past due with no payments being made, and that has stopped accruing interest
past due loan a loan on which payment in full is 30 to 60 days past due, but partial payments are being made
delinquent loan a loan that is 30 to 60 days past due with no payments being made
bank examiner an examiner appointed to audit the accounts of banks in a given jurisdiction
TDR troubled debt restructuring - A troubled debt restructuring occurs when a creditor for economic or legal reasons related to its debtor’s financial difficulties grants a concession to the debtor that it would not normally consider
financial difficulties in default on any of its debt, is in bankruptcy, has securities that have been delisted, cannot obtain funds from other sources, projects that it cannot service its debt, or there is significant doubt about whether it can continue to be a going concern.
concession A concession may involve restructuring the terms of a debt (such as a reduction in the interest rate or principal due, or an extension of the maturity date) or payment in some form other than cash, such as an equity interest in the debtor.
loan renewal Renewal of a loan is accompanied by cancellation of a maturing note and making of a new one, which is then recorded on the bank's records. Renewal may also mean an extension of the maturity of an existing loan
Created by: LisaBee
Popular Finance sets

 

 



Voices

Use these flashcards to help memorize information. Look at the large card and try to recall what is on the other side. Then click the card to flip it. If you knew the answer, click the green Know box. Otherwise, click the red Don't know box.

When you've placed seven or more cards in the Don't know box, click "retry" to try those cards again.

If you've accidentally put the card in the wrong box, just click on the card to take it out of the box.

You can also use your keyboard to move the cards as follows:

If you are logged in to your account, this website will remember which cards you know and don't know so that they are in the same box the next time you log in.

When you need a break, try one of the other activities listed below the flashcards like Matching, Snowman, or Hungry Bug. Although it may feel like you're playing a game, your brain is still making more connections with the information to help you out.

To see how well you know the information, try the Quiz or Test activity.

Pass complete!
"Know" box contains:
Time elapsed:
Retries:
restart all cards