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Amber Brasket managing personal finances

QuestionAnswer
Personal financial planning Spending, saving, and investing money to assure a certain kind of lifestyle as well as the strategies
Goals Things to be accomplished
opportunity cost What you give up when you make one choice instead of another, sometimes called a tradeoff
budget a plan specifying how money will be issued or spent during a particular
income The actual amount of money earned or recieved during a given period
gross pay The total amount of money a worker earns for a specific time
deductions Amounts that are taken from pay before a worker recieves a paycheck
net pay Gross pay minus deductions
expense Amount of money used to buy or do something
fixed expenses Expenses that occur regularly and are regularly paid
variable expenses Expenses that change and can be controlled more easily than fixed expenses
budget variance Difference between the bugeted amount and the actual amount that is spent
surplus Extra money that can be spent or saved
deficit Situation that occurs when more money is spent than is earned or recieved
sources* One that provides information
Achieve* To carry out successfully; accomplish
Revise* Look over again in order to correct or improve
Resources* A source of supply or support
Utilize* To make use of
Hence* Because of a preceding fact or premise
Intermediate* Being or occuring at the middle place, stage, or degree between extremes
Major* Greater in dignity, rank, importance, or interest
Money management Method of planning to get the most from ones money
Created by: Amber_Brasket
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