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Budget And Banking

Atmelectronic banking outlet
Account Balance A balance of payments (BOP) sheet is an accounting record of all monetary transactions between a country and the rest of the world
3. Budget An estimate of income and expenditure for a set period of time
4. Checking Account An account at a bank against which checks can be drawn by the account depositor
5. Cleared Check Movement of a check from the bank in which it was deposited to the bank on which it was drawn, and the movement of its face amount in the opposite direction Read more: http://www.businessdictionary.com/definition/check-clearing.html#ixzz2Nuh3DjyS
6. Credit Union nonprofit financial cooperative offering deposit accounts, low-interest loans, etc.
7. Debit Card card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase
8. Deposit A sum of money placed or kept in a bank account, usually to gain interest
Direct Deposit The electronic transfer of a payment directly from the account of the payer to the recipient's account
10. Endorse 1Declare one's public approval or support of
11. Expense The cost required for something; the money spent on something
12. FDIC Federal Deposit Insurance Corporation, a body that underwrites most private bank deposits.
13. Fees 2.Money paid as part of a special transaction, e.g., for a privilege or for admission to something.
14. Financial Literacy Financial literacy is the ability to understand finance
15. Financial Security A security is a fungible, negotiable instrument representing financial value.
16. Fixed Expense Costs of owning and operating a property that are not discretionary and, except for occasional increases, do not change...
income Money received, esp. on a regular basis, for work or through investments
18. Interest A feepaid for the use of another party's money. To the borrower it is the cost of renting money, to the lender the income from lending it.
19. Loan Overdraft Balance of a bank account in which funds withdrawn have exceeded funds deposited
20. Memo A person's power to remember things
21. Needs Cannot avoid or help doing something
22. Non-sufficient funds Non-sufficient funds (NSF) is a term used in the banking industry to indicate that a demand for payment (a check) cannot be honored...
23. Online Banking Online banking (or Internet banking) allows customers to conduct financial transactions on a secure website
24. Payee A person to whom money is paid or is to be paid, esp. the person to whom a check is made payable.
26. Reconcile Cause to coexist in harmony; make or show to be compatible.
27. Savings The money one has saved
28. Variable Expenses Variable costs are expenses that change in proportion to the activity of a business.
29. Wants Have a desire to possess
30. Withdrawal An act of taking money out of an account
Created by: dre19966 on 2013-03-13



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