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Budget and Banking

TermDefinition
1. ATM Atmosphere(s), as a unit of pressure
2. Account Balance A balance of money in your account
3. Budget An estimate of income and expenditure for a set period of time
4. Checking Account An account at a bank against which checks can be drawn by the account depositor.
5. Cleared Check when a check has been cash or deposit
6. Credit Union A nonprofit financial cooperative offering deposit accounts, low-interest loans
7. Debit Card A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
8. Deposit A sum of money placed or kept in a bank account, usually to gain interest.
9. Direct Deposit The electronic transfer of a payment directly from the account of the payer to the recipient's account.
10. Endorse Declare one's public approval or support of.
11. Expense The cost required for something; the money spent on something.
12. FDIC Federal Deposit Insurance Corporation, a body that underwrites most private bank deposits.
13. Fees Money paid as part of a special transaction
14. Financial Literacy Financial literacy is the ability to understand finance. More specifically, it refers to the set of skills and knowledge that allow an...
15. Financial Security A security is a fungible, negotiable instrument representing financial value. Securities are broadly categorized into debt securities
16. Fixed Expense Costs of owning and operating a property that are not discretionary and, except for occasional increases, do not change
17. Income Money received
18. Interest The state of wanting to know or learn about something or someone
19. Loan Overdraft
20. Memo A written message
21. Needs Cannot avoid or help doing something
22. Non-sufficient funds (NSF) A term used to indicate when an item such as a check
23. Online Banking Online banking (or Internet banking) allows customers to conduct financial transactions on a secure website operated by their retail
24. Payee
25. Payer a person who pays money for something
26. Reconcile
27. Savings
28. Variable Expenses
29. Wants
30. Withdrawal
Created by: Jas15 on 2013-03-13



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