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Personal Finance Word Scramble

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Question	Answer
Mortgage	A long-term loan obtained by individuals to buy a home that legally transfers ownership from the debtor to the creditor until the debt is paid.
Simple interest	The interest is calculated at the end of a given period of time.
Compound Interest	Interest calculated not only on the original principal, but also on the interest already accrued.
Regular Savings Account	Interest is compounded daily and paid every month.
Certificate of Deposit	A savings account in which an individual promises to deposit the money for a set period of time, for which the bank pays higher interest than a regular savings account.
Term	The period of time and the interest rate arranged between creditor and debtor to repay a loan.
Money Markets Account	A savings account that allows limited check writing.
Co-signer	The person who signs on a credit agreement in addition to the primary applicant. This person is legally responsible for repayment of the debt.
Depositor	An individual or company that puts money in a bank account.
Deposit Slip	An itemized slip showing the exact amount of paper money, coin, and checks being deposited to a particular account.
Endorsing	To sign, as the payee, the back of a check before cashing, depositing, or giving it to someone else. The first endorsement must be made by the payee to authorize the transaction. Later endorsements may be made by whomever receives the check.
ATM	Acronym for automated teller machine.
Personal Identification Number	A code that provides security for consumers at an ATM.
Deposit Envelope	This gives you an option of putting it in an ATM for depositing.
Withdrawal Slip	You fill it out to take money out of your account.
Withdrawal	When you take money out of your account.
Transactions	Depositing and withdrawing money from your account.
Savings Account Register	What you use to keep track of money coming in and going out of your savings account.
Statement	A summary of all the deposits and withdrawals in your account.
Checking Account	Checking accounts pay less interest than savings accounts, or none at all.
Checks	Any written document instructing a bank to pay money from the writer's account.
Account Fee	Money you pay for writing checks from your checking account.
Balance your checking account	Keep a record of all your deposits and withdrawals.
Savings Account	A bank account that accrues interest in exchange for use of the money on deposit.
Deposit Slip	An itemized slip showing the exact amount of paper money, coin, and checks being deposited to a particular account.