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More Auto Term Practice

Quiz yourself by thinking what should be in each of the black spaces below before clicking on it to display the answer.
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Question
Answer
Actual Cash Value   Robert wrecks his truck. There is $4,500 worth of damage, but the insurance company is only going to pay $2,500 be cause of this factor.  
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Benefit   Megan crashes into a mailbox. Her Property Damage Liability coverage pays this to the mailbox owner.  
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Bodily Injury Liability   Teera rear ends a car and the people in the car get hurt. _________ covers their medical costs.  
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Claim   If you do this too often, an insurance company may cancel your policy.  
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Collision   Megan crashes into a mailbox.____________ insurance covers damage to her car.  
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Comprehensive   Kim's car gets hit with a brick that falls off a construction vehicle. _________ insurance covers the cost of repairing the damage.  
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Deductible   Kim has to pay the first $250 of the cost to repair her car before the insurance company will pay anything. The $250 is a _______________.  
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Endorsements   I'll have to add this to my insurance when my under 25 year old children get their licenses.  
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Exclusions   My truck isn't covered if I don't have a valid inspection sticker.  
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Full Coverage   Wade has 100/300/50 Liability insurance along with Comprehensive and Collision.  
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Medical Payments or Personal Injury Protection (PIP)   Courtni crashes her car. She and her passengers are hurt and require medical treatment. ______________ covers the cost of this treatment.  
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No-Fault Insurance   If you have an accident, regardless of whether or not you caused it, your own auto insurance must pay a portion of your medical bills.  
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Property Damage Liability   Megan crashes into a mailbox. ________ pays for the cost of replacing the mailbox.  
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SR-22   You must have this type of insurance if you are convicted of a DUI.  
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Underinsured Motorist Coverage   Kyle carries 25/50/10 Liability insurance. Kyle side swipes a car and the driver of the other car requires $30,000 worth of medical care. ________ covers the amount of money Kyle's insurance won't pay.  
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Uninsured Motorist Coverage   Alexander is driving without any insurance coverage. He drives into your car and causes damage. Your _______________ coverage will pay for the damage.  
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25/50/10   The policy holder hits another car. This is the maximum amount the insurance company will pay to an individual in the other car for medical expenses.  
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25/50/10   The policy holder hits another car. This is the maximum amount the insurance company will pay to all of the people in the other car for medical expenses.  
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25/50/10   The policy holder hits another car. This is the maximum amount the insurance company will pay for damages to the other car.  
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Created by: dlemay
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