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chap 2 & 3

Quiz yourself by thinking what should be in each of the black spaces below before clicking on it to display the answer.
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Question
Answer
DDM   discount dividend model  
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4 factors that decrease present value   1. # of years to wait 2. rate of inflation 3. impatience of society 4.risk itself  
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(DR) discount rate & (PV) present value   these two are inversely related.  
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gordon equation   uesed to estimate stock returns, only good for long term  
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bonds interest   this does not grow, it is a set rate  
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short term investing   purely speculative  
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long term investing   more predictable  
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chap 3   Investors  
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3 kinds of investors   1. those that don't know where market is going 2. those that don't know they don't know, 3. analysts (don't know mkt, and job depends on apearing to know)  
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STOCK RESEARCH   not worth the cost or the effort put into it  
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Old orig. theory, "find a great man and have him pick your stocks"   there are no great men, only lucky chimpanzees  
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William Fause   started @ Melon Bank, evaluated money mgrs, created fund that bought all same stocks as S&P 500, went to wells fargo and in 1971 created first index fund which was a disaster, instead of stick to his idea they bought all stocks on NYSE  
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Index fund   all stocks in a given index  
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cap Weighted    
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Vangard group   1st to offer public index fund  
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Magellan   Lynches old fund, Index runs neck and neck with this fund.  
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S & P   only the largest stocks  
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what is the advantage of index funds over managed funds   1-2% per year  
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small stock   indexing does not work as well  
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critisim of index find   you will never get exceptionally rich, you could get stuck in the mundane  
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