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chap 3

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Question
Answer
TVM   time value of money  
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compound interest   interest that stays with the investment and itself also earns interest, (earning interest on interest)  
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present value   principal at the beginning of the year  
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I   dollar amount of interest earned in 1 year.  
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FV   principal at the end of n years, (future value)  
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effective annual yield   = (FV-PV)/PV  
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t or f EFA is higher when monthly compounding is used?   true  
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annuity   a series of payments or deposits  
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FVA   future value of an annuity, whe at will a fund be worth in the future if you make a series of payments over time...  
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PVA   present value of an annuity, what is an investment worth now?  
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how many pieces of information are needed to to compute the final answer on a financial calculator   3 in order to solve for the 4th  
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discounting process   opposite of compounding.  
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ordinary annuity   end of period (mortgage payment)  
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annuity due   beginning of period (rental payment)  
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Created by: delorya