housing aicp
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| Federal Home Loan Bank System Created 1932 | 12 Regional Banks established.Created HOLC to refinance mortgages for distressed homeownerns and home finance institutions. Redlining was used. HOLC expired in 1954.
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| National Housing Act of 1934 | Established FSLIC to insure savings deposits. Created the Federal Housing Admin (FHA). FHA required land-use guidelines to be met. Favored detached over attached housing and low density over higher-density.
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| Wagner-Steagall Housing Act of 1937 | Created US Housing Auth (USHA) which became the Public Housing Admin (PHA) in 1947. Empowered and funded Local Housing Auth (LHA) to determine local needs. Tied slum clearance to public housing projects.
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| Housing and Home Finance Agency Created 1947 | All federal housing programs consolidated under this agency. Predecessor to HUD.
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| Housing Act of 1949(Also called the Wagner-Ellender-Taft bill) | First comprehensive housing bill. About 800,000 new units constructed under its provision. Focused on slum clearance, urban renewal and new housing construction.
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| Urban Renewal 1949 - 1973 | Emphasized physical redevelopment of existing communities. Largest federal urban program in US history. Used eminent domain to assemble, clear and rebuild sites and then sold or leased to private developers at below market rates.
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| Urban Renewal 1949 - 1973(Part 2) | Urban renewal razed entire neighborhoods and displaced low-income residents, often w/o compensation or housing replacement.
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| Housing Act of 1954 | Expanded urban renewal. Included section 701 funding for comprehensive planning for communities of less than 25,000 people. Added to the establishment of many planning departments.
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| Housing Act of 1959 | Made federal funds available for comprehensive planning at the metropolitan, regional, and state level.
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| Housing Act of 1964 | Section 312 funds for home rehabilitation loans. Added housing assistance for moderate-income households.
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| Housing and Urban Development Act of 1965 | Made HUD a cabinet level agency. Robert Weaver first secretary of HUD and 1st African-American cabinet member.
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| Civil Rights Act of 1968 | Also known as fair housing act, preventing housing discrimination. Title Vlll prohibited discrimination in sale, rental and financing of dwelings based on race, national origin, religion, sex and family status.
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| Housing and Urban Development Act of 1968 | New Communities Act and provided funding for private development of new towns. Provided funding for construction of six million subsidized housing units. Required local govts to develop housing plans and affirmative action housing programs.
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| HUD Act of 1970 | Created Community Devel. Corps. (CDCs) to emphasize economic and community devel in central cities and low-income areas. Provided funding for housing and rent for moderate-income households.
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| Section 8 Housing - 1974 | Pres. Nixon. Help low-income renters secure adequate housing. Recipients pay only 30% of income in payment and federal govt pays the rest. Main source of federal housing assistance. to low-income households.
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| Housing and Community Development Act of 1974 | CDBG program. Principal form of federal aid for local community development. Reduced Federal role in local decision making and gave loval govt more discretion over how to spend their federal funds. Requires a Housing Assist. Plan (HAP)
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| Emergency Housing Act of 1975 | Federal relief for under employed & unemployed homeowners as result of poor economic conditions.
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| Low Income Housing Tax Credit of 1986(LIHTC) | Allows nonprofit housing organizations to raise housing construction funds by selling tax credits to investors and corporations. Republican alternative to HUD.
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| Stewart B McKinney Act of 1987 | 1st major legislation reponse to homelessness and emphasis on elderly, disabled and families with children.
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| Fair Housing Amendments of 1988 | Expanded fair housing to include group homes and halfway houses. Probhibits housing discrimination based on age and disability.
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| Cranston-Gonzalez National Affordable Housing Act (NAHA) of 1990 | Established Homeo. HOME program
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| HUD Act of 1970 | Created Community Devel. Corps. (CDCs) to emphasize economic and community devel in central cities and low-income areas. Provided funding for housing and rent for moderate-income households.
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| Section 8 Housing - 1974 | Pres. Nixon. Help low-income renters secure adequate housing. Recipients pay only 30% of income in payment and federal govt pays the rest. Main source of federal housing assistance. to low-income households.
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| Housing and Community Development Act of 1974 | CDBG program. Principal form of federal aid for local community development. Reduced Federal role in local decision making and gave loval govt more discretion over how to spend their federal funds. Requires a Housing Assist. Plan (HAP)
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| Emergency Housing Act of 1975 | Federal relief for under employed & unemployed homeowners as result of poor economic conditions.
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| Low Income Housing Tax Credit of 1986(LIHTC) | Allows nonprofit housing organizations to raise housing construction funds by selling tax credits to investors and corporations. Republican alternative to HUD.
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| Stewart B McKinney Act of 1987 | 1st major legislation reponse to homelessness and emphasis on elderly, disabled and families with children.
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| Fair Housing Amendments of 1988 | Expanded fair housing to include group homes and halfway houses. Probhibits housing discrimination based on age and disability.
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| Cranston-Gonzalez National Affordable Housing Act (NAHA) of 1990 | Established Homeownership Made Easy (HOME) program. Requires jurisdictions applying for HOME to prepare a plan, the CHAS - comprehen. housing afford. strategy.
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| 1992 - Office of Federal Housing Enterprise Oversight | Estb. within HUD to oversee Fannie Mae and Freddie Mac.
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| HOPE Vl Program - 1992 | Provides housing vouchers for some public housing residents to rent apartments in the private market. Replaced many large-scale, low-quality housing projects with smaller, higher quality, mixed income buildings.
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| Housing and Community Development Act of 1992 | Section 202 to help expand suply of affordable housing for the elderly that allow them to live independtly, but with support services.
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| HUD Multifamily Housing Disposition Rule of 1994 | Disposed of apartment buildings in govt. possession due to foreclosure.
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| Housing Opportunity Extension Act of 1996 | Evicts individuals with drug or alcohol abuse or criminal records from public housing. Designates a certain number of units for elderly. Provides funds for Habitat for Humanity.
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| Manufactured Housing Improvement Act of 2000 | Enacted under the Clinto Admin. Established building stds for manufactured homes. Requires states to implement a dispute resolution prgm to resolve disputes over correction or repair of defects.
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