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chapter 14

Quiz yourself by thinking what should be in each of the black spaces below before clicking on it to display the answer.
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Question
Answer
PACE   Program of All-inclusive Care for Elderly  
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The goal of PACE is   to help people remain independent and live in their community as long as possible.  
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The largest single medical benefits program in the U.S. is   Medicare  
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The Privacy Act of 1971 regulates   ROI (release of information)  
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A demonstration/pilot program is   a special project that tests improvements in Medicare coverage, payment and quality of care  
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Medicare savings programs   help people with low income and asset levels pay for health care coverage  
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The Centers for Medicare and Medicaid Services (CMS) is   responsible for the operation of the Medicare program and for selecting Medicare Administrative Contracts (MAC)  
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The benefit period was formerly known as   1) spell of illness or 2) spell of sickness  
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Medigap is designed to   supplement Medicare benefits by paying for services that Medicare does not cover  
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A benefit period begins   the first day of hospitalization and ends when the patient has been out of the hospital for 60 days.  
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Medicare Part A   covers institutional providers for inpatient services  
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Medicare Part B   Physician services, outpatient hospital and other services not covered by Medicare ( also home health services if patient is not covered by part A)  
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Medicare Part C   Medicare Advantage Plan....If you join a Medicare Advantage Plan, the plan will provide all of your Part A ( Hospital insurance) and Part B ( Medical Insurance) coverage.  
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Medicare Advantage Plans may offer   extra coverage, such as vision, hearing, dental, and/or health and wellness program. Most include Medicare prescription drug coverage ( Part D)  
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Medicare pays   a fixed amount for your care every month to the companies offering Medicare Advantage Plans. These companies must follow rules set by Medicare.  
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However, each Medicare Advantage Plan can charge different out-of pocket costs and have different rules for how you get service   ( like whether you need a referral to see a specialist or if you have to go only doctors, facilities, or suppliers that belong to the plan for non-emergency or non-urgent). These rules can change each year.  
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Medicare Part D   prescription drug coverage plan  
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Individuals 65 or over don't pay   a monthly premium for Medicare Part A if they or their spouse paid Medicare taxes while working  
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General Medicare eligibility requires an individual or their spouse to:   1) Be at least 65 years old 2) Be a citizen or permanent resident of the U.S. 3) Have worked at least 10 years in Medicare-covered employment  
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A person can also qualify for Medicare services if   they are younger than 65 years old if they are disabled or diagnosed with ESRD (end-stage renal disease.)  
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Annual Medicare deductible is   $135  
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Special incentives mandated by Congress to increase the number of healthcare provider agreements with Medicare include:   1) Direct payment of all claims 2) Publication of PAR (participating provider) directory to all Medicare patients 3) 5% higher fee schedule  
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General enrollment period   is held January 1st through March 31st each year  
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Hospice care is provided when   the provider is unable to do anything further to stop the progression of disease and the patient is only treated to relieve pain/discomfort (palliative care)  
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Medicare limits hospice care to four benefit periods   1)Two periods of 90 days each 2) One 30 day period 3) A final "lifetime" extension of unlimited duration  
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RVU   Relative Value Unit...where resources such as physician work, practice expense, malpractice expenses are taken into consideration when calculating physician fee schedules.  
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Patients can join the Medicare Prescription Plan by   paying a monthly premium and annual deductible  
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Medicare cost Plan   Individual receives healthcare from a non-network provider; original Medicare plan covers the services  
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Medicare Savings Account   money managed by Medicare-approved insurance company  
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Patients confined to a psychiatric hospital are allowed   190 lifetime reserve days instead of the 60 days allotted for stay in an acute care hospital.  
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Initial Enrollment Period   provide opportunity to enroll in Medicare before the age of 65  
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Respite Care   is temporary hospitalization of a terminally ill patient to provide relief for the nonpaid caregiver  
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Medicare Select   Medigap insurance that requires enrollees to use a network of providers in order to receive full benefits  
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When a patient selects Medicare hospice benefits stop with the exception of   physician services for treatment for conditions not related to the patients terminal diagnosis  
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During the periods final terminal hospital stay   there are 60 lifetime reserve days that may be used only once during a patient's lifetime and are usually reserved for this use  
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Medicare Advantage   Managed care and private fee-for-service plans provided to Medicare patients  
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Benefit period beings   the first day of hopitalization  
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