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Administrative Skills for the Medical Assistant

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Term
Definition
FFS   fee for service  
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fee for service   insurance reimbursement based on fee charged and the service provided  
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capitation   payment of a fixed amount monthly per member regardless of the amount of care  
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premium   amount of money paid to purchase health insurance or other insurance  
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benefit   a service covered by an insurance plan  
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beneficiary   each individual covered by the insurance  
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insured   individual who has the insurance  
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deductible   payment by member each calender year before health insurance pays for any services  
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coinsurance   percentage the member must pay  
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copayment   fixed dollar amount the member must pay each time he or she receives services  
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primary insurance   insurance to whom the insurance claim must be sent first  
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secondary insurance   insurance that covers an individual in addition to primary insurance  
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coordination of benefits   rules insurance companies use to coordinate insurance payments  
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birthday rule   primary insurance for a child covered by insurance of both parents is that of the parent whose birthday comes first in the calender year  
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PAR   participating provider; if physician has a contract or agreement with insurance carrier (must accept insurance carrier's determination of allowable fee)  
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nonPAR   nonparticipating provider; has no contract with the insurance carrier (can bill patient for difference between billed amount and amount paid by insurance  
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indemnity   obligation to compensate an individual for loss or damage  
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UCR   usual, customary and reasonable fee  
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medicare deductible amount   $147  
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what factors involved in UCR?   most commonly charged fee by the office for the service, what charged by other physicians in same geographic area, fee meets the criteria of usual and customary or other special circumstances  
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managed care   movement to control health costs while improving preventative care while improving preventative care and a general term for insurance provided with these goals  
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health insurance   contract between patient and insurance company  
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claim   request for payment  
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CMS   Center for medicare and medicaid services  
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CMS-1500   universal claim form  
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traditional health insurance   FFS  
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MCO   managed care organization  
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HMO   health maintainance orginazation  
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PPO   prefered provider organization  
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balance billing   the difference between the amount charged for service and the amount allowed by insurance  
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PCP   primary care provider; physician who provides most care and determines what other services are necessary; "gatekeeper"  
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POS   point of service  
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DRGs   diagnosis-related groups; system that classifies patients according to diagnosis, treatment, and length of hospital stay  
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RBRVS   resource-based relative value scale; system of reimbursement that assigns relative value units to procedures based on amount of work, overhead expenses, and cost of malpractice insurance  
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Medicare Part A   covers hospital services except first day  
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Medicare Part B   covers office visits and equiptment  
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Medicare Part C   medicare advantage plan; choice  
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Medicare Part D   covers medications  
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CHIP   children's health insurance program; state programs to provide insurance for children whoses parents cannot afford health insurance for them  
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Tricare   provides health benefits for spouses and children of active military personnel  
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CHAMPVA   provides benefits for spouses and dependents of some military veterans  
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referral   directing a patient to a medical specialist by primary care physician  
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formulary   list of medications that are approved for prescription drug benefits  
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workers' compensation   program in each state to cover medical care and lost wages for workers injured during employment  
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CPT   current procedural terminology; for billing  
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WHO   World Health Organization  
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ICD-9-CM   international classification of diseases, 9th revision, clinical modification; for diagnosis  
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ICD-9 volume 1   tabular list  
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ICD-9 volume 2   alphabetic index  
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ICD-9 volume 3   used primarily by hospitals  
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HAC   hospital aquired condition  
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NEC   not elsewhere classified  
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NOS   not otherwise specified  
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late effect codes   something thats important to note that has happened in the past but current problem is related  
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V codes   factors that influence patient care  
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E codes   supplementary classification of external causes of injury and poisoning; never a stand alone or primary code  
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what are the 3 tables of ICD-9   hypertension, neoplasms, drugs and chemicals  
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health insurance in the US is primarily a ________ market   private  
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amount of americans that do not have health insurance   44 million  
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IPA   independant practice association  
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pre-authorization   authorization from insurance company before service is provided  
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pre-certification   more strict then pre-authorization for services rendered over period of time  
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who covered by medicare   retired 65 & over, perminatly disabled for 2 years or longer, legally blind, retired railroad or some federal employee, end stage renal disease patients, kidney donors  
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limiting charge   maximum fee that can be collected per Medicare; 115% of medicare allowed charges  
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what must be done for a worker conpensation case?   check with patient's employer immediately, establish seporate medical record, physician must file a first report, physician must submit a statement of services and monthly report, physician must accept payment as paid in full  
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what information is required for preauthorization?   discription of service, diagnosis, info to justify need, proposed date of service, patient demographic information as well as insurance information and NPI  
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who is considered a new patient?   not treated in that office in the last 3 year  
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who is considered an established patient?   patient that has been treated in the last 3 years  
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HCPCS   healthcare common procedure coding system  
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what purpose of procedural coding?   classify care given, justify medical services, collect ststistics about outcome and effectiveness of treatments, set fees  
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purpose of modifiers   needed in addition to a CPT code if there are unusual circumstances related to the procedure  
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anesthesia   administration of medication that causes total or partial loss of sensation  
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what factors determine the level of service   extent of history, extent of physical exam, complexity of MDM  
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what does not play a factor in E & M code selection   Time; unless more that 50% of visit includes counseling  
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