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Post Test - Time and Money Mgt.

Quiz yourself by thinking what should be in each of the black spaces below before clicking on it to display the answer.
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Time and Money Mgt.
Answer
Wish   Something desired that may or may not be realistic, and may or may not have action taken to make it come true.  
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Goal   Something desired that is achievable, provides a reasonable, realistic opportunity for success, and action is being taken to make it a reality.  
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Short-Term Goals   Goals to be accomplished soon within hours or days. They tend to be clearly defined and identified, and have a single purpose. They are often a series of smaller steps taken on the way to achieving long-term goals.  
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Long-Term Goals   Goals to be accomplished later, within a year or two. They tend to be larger tasks, more general and more abstract. They are often the overall result of a series of smaller, calculated steps.  
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Time Management   An important organizational skill that involves organizing your day to accomplish things that need to be done.  
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Fixed Expenses   Expenses that occur regularly and stay the same or nearly the same each month. Examples include rent, house, or loan payments, insurance, or property taxes.  
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Gross Pay   The total amount earned for a pay period before any deductions are subtracted from a paycheck.  
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Net Pay   A Paycheck's gross pay minus all deductions. Referred to as "take home" pay.  
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Credit   The supplying of money, good, or services in exchange for the promise of fure payment by the consumer.  
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Flexible Expenses   Expenses that vary both in amount and frequency of occurence. Examples: food, clothing, utilities, transporatation, entertainment, medical care.  
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The following statements are true of a goal.   It has to be within your power to make it happen. It must be clearly defined. it has to be important to you.  
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Your goals should develop from your _____.   values  
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The following are steps in the decision making process.   identify the problem, evaluate the decision, choose the best alternative  
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"A" tasks are those that_____.   must be done soon  
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Money managers advise that you place ____ of your monthly take home income in a savings account.   5%  
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The following are examples of periodic expenses.   car insurance, tuition, charity donation  
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A restrictive endorsement _______.   states what is to be done with the check  
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Revolving charge accounts _____.   do not have to be paid in full each month  
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The following are necessary to complete a budget.   figure your monthly income, consider short and long-term goals, estimate your total expenses  
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Debit cards allow consumers to_____.   withdraw money from thier checking accounts  
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Created by: SCullum
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