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Unit 7

Springboard Unit 7

ATM Surcharge An Automatic Teller machine (ATM) fee financial institutions charge for withdrawing money.
Checking Account A bank account that account holders can write checks or use debit cards against the balance to pay merchants. It may or may not draw interest.
Credit Card Allows the user to postpone paying for purchases until receiving a monthly bill.
Credit Report A report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness.
Debit Card A bank card that automatically deducts the amount of a purchase from the checking account of the cardholder.
Deposit When money is added to a bank account.
Insufficient Funds Describes the circumstance of not having enough money in a checking's account to make a payment or to withdraw money.
Overdraft Fee This is a fee charges by the financial institution for making a purchase against your checking account in which there is not enough money in the account to cover the payment.
Savings Account A bank account that pays interest on the amount of money in the account.
Simple Interest Interest calculated on only the initial principal amount.
Transaction Any activity with money such as a deposit, a withdrawal, or a transfer.
Transfer Moves money from one account to another account.
Withdrawal Money taken out of a bank account.
Created by: krempinm