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ACC-Chapter 8

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Answer
Bank Reconciliation   The process of comparing the bank’s balance of an account with the company’s balance and explaining and differences to make them agree  
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Bank Service Charge   A fee charged by a bank for the use of its services  
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Bank Statement   A monthly statement from the bank that shows the depositor’s bank transactions and balances  
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Bonding   Obtaining insurance protection against misappropriation of assets by employees  
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Cash   Resources that consist of coins, currency, checks, money orders, and money on hand or on deposit in a bank or in a similar depository  
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Cash Equivalents   Short-term, highly liquid investments that can be converted to a specific amount of cash  
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Check   A written signed by a bank depositor, directing the bank to pay a specific sum of money to a designated recipient  
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Compensating Balances   Minimum cash balances required by a bank in support of bank loans  
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Deposits in Transit   Deposits recorded by the depositor but not yet been recorded by the bank  
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Electronic Fund Transfer (EFT)   A disbursement system that uses wire, telephone, or computers to transfer funds from one location to another  
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Internal Auditors   Company employees who continuously evaluate the effectiveness of the company’s internal control system  
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Internal Control   All of the related methods and measures adopted within an organization to safeguards its assets and enhance the accuracy and reliability of its accounting records  
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NSF Check   A check that is not paid by a bank because of insufficient funds in customer’s bank account  
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Outstanding Checks   Checks issued and recorded by a company but not yet paid by the bank  
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Petty Cash Fund   A cash fund used to pay relatively small amounts  
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Restricted Cash   Cash that must be used for a specific purpose  
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Voucher   An authorization form prepared for each payment in a voucher system  
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Voucher System   A network of approvals by authorized individuals acting independently to ensure that all disbursements by check are proper  
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Created by: JJACCOUNTING
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