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HHS - Terms for Budgeting and Legal Documents

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An offer made and accepted   Mutual assent  
Costs you are obligated to pay at specific times, regardless of other events   Fixed expenses  
Costs that vary in amount and type, depending on events and the choices you make   Variable expenses  
A legally enforceable agreement between two or more parties   Contract  
Anything of value that a person owns   Assets  
A person who promises to pay a note if the maker fails to pay   Co-signer  
A statement about a product's qualities or performance that the seller assures the buyer are true   Warranty  
An orderly program for spending,saving, and investing your income   Financial Plan  
A spending and saving plan based on your expected income and expenses   Budget  
Money that you owe to others, also known as debt   Liabilities  
An unconditional written promise to pay a specified sum of money upon demand of the holder   Negotiable instrument  
A computer program that organizes data in columns and rows and can perform calculations using the data   Spreadsheet  
A computer program that organizes data for easy search and retrieval   Database  
Money you have left to spend or save after taxes have been paid   Disposable income  
Difference between assets and liabilities   Net worth  


   






 
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Created by: deblock